Category: Audiobooks

Falling Short: The Coming Retirement Crisis and What to Do About It by Charles D. Ellis, Alicia H. Munnell, Andrew D. Eschtruth / Narrated by Michael Butler Murray
Requirements: .M4B player, 106 mb
Overview: The United States faces a serious retirement challenge. Many of today’s workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today’s environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own—and the nation’s—retirement security.

Falling Short offers the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs—due to longer lifespans and rising health costs—and decreasing support from Social Security and employer-sponsored pension plans.

The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age seventy if possible. To save more, policymakers should shore up Social Security’s long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement.
Genre: Audiobooks > Non-Fiction



Download Instructions:
https://rapidgator.net/file/a05b386e792 … t.m4b.html

Mirror:
https://ouo.io/FmOyBA.

The Enigma of Room 622 by Joël Dicker
Requirements: .M4B Player | 873 MB | Length: 16 hrs | Bit rate: 128 kbps
Overview: A burnt-out writer’s retreat at a fancy Swiss hotel is interrupted by a murder mystery in this metafictional, meticulously crafted whodunit from the New York Times bestselling author of The Truth About the Harry Quebert Affair.

A writer named Joël, Switzerland’s most prominent novelist, flees to the Hôtel de Verbier, a luxury resort in the Swiss Alps. Disheartened over a recent breakup and his longtime publisher’s death, Joël hopes to rest. However, his plans quickly go awry. It all starts with a seemingly innocuous detail: at the Verbier, there is no room 622.

Before long, Joël and fellow guest Scarlett uncover a long-unsolved murder that transpired in the hotel’s room 622. The attendant circumstances: the succession of Switzerland’s largest private bank, a mysterious counterintelligence operation called P-30, and a most disreputable sabotage of hotel hospitality. A European phenomenon, The Enigma of Room 622 is a matryoshka doll of intrigue–as precise as a Swiss watch–and Dicker’s most diabolically addictive thriller yet.
Genre: Audiobook, Suspense, Mystery, Fiction



Download Instructions:
The Enigma of Room 622.zip – 864.0 MB

Mirror:
The Enigma of Room 622.zip – 864.0 MB.

The Summer Job A Satanic Thriller by Adam Cesare Narrated by Stacey Glemboski
Requirements: .M4A/.M4B reader, 200.4 MB 7 hrs and 21 mins
Overview: Insane innkeepers, cannibalistic cooks: The staff of the Brant Hotel would like to meet you!

Massive nights, picturesque days: There is nothing Claire doesn’t love about her summer job in Mission, Massachusetts. Claire is just trying to keep her head down and start a new life after burning out in the city, but those kids out in the woods seem like they throw awesome ragers….

It’s only once she’s in too deep that Claire discovers the real tourist trade that keeps the town afloat. It’s then that her soul-searching in Mission becomes a fight for her life.

Crazed parties, dark rituals, and unexpected betrayals abound in this modern folk horror novel from the author of The Con Season and Video Night.
Genre: Audiobooks > Fiction Horror



Download Instructions:
https://ouo.io/QS1gAtP
https://ouo.io/y8QZJsY.

Relentless Pursuit My Fight for the Victims of Jeffrey Epstein by Bradley J. Edwards, Brittany Henderson – contributor Narrated by Steven Weber, Bradley Edwards
Requirements: .M4A/.M4B reader, 400.6 MB 13 hrs and 40 mins
Overview: This is the definitive story of the case against Jeffrey Epstein and the corrupt system that supported him, told in thrilling detail by the lawyer who has represented Epstein’s victims for more than a decade.

In June 2008, Florida-based victims’ rights attorney Bradley J. Edwards was 32-years-old and had just started his own law firm when a young woman named Courtney Wild came to see him. She told a shocking story of having been sexually coerced at the age of 14 by a wealthy man in Palm Beach named Jeffrey Epstein. Edwards, who had never heard of Epstein, had no idea that this moment would change the course of his life.

Over the next 10 years, Edwards devoted himself to bringing Epstein to justice, and came close to losing everything in the process. Edwards tracked down and represented more than 20 of Epstein’s victims, shined a light on his shadowy network of accomplices, including Ghislaine Maxwell, and uncovered the scope of his sexually exploitative organization, which reached into the highest levels of American society.

Edwards gives his riveting, blow-by-blow account of battling Epstein on behalf of his clients, and provides stunning details never shared before. He explains how he followed Epstein’s criminal enterprise from Florida, to New York, to Europe, to a Caribbean island, and, in the process, became the one person Epstein most feared could take him down. Epstein and his cadre of high-priced lawyers were able to manipulate the FBI and the Justice Department, but despite making threats and attempting schemes straight out of a spy movie, Epstein couldn’t stop Edwards, his small team of committed lawyers, and, most of all, the victims, who were dead-set on seeing their abuser finally put behind bars.
Genre: Audiobooks > Non-Fiction True Crime



Download Instructions:
https://ouo.io/Hv9n49
https://ouo.io/Q5Mmah.

All That Glitters by Danielle Steel
Requirements: .MP3 reader, 197 MB
Overview: Nicole “Coco” Martin is destined to have it all. As the only child of doting and successful parents, she has been given every opportunity in life. Having inherited her mother’s stunning beauty and creativity, along with her father’s work ethic and diligence, she has the world at her feet. Her graduation from Columbia is fast approaching, and with it the summer job of her dreams working at a magazine. Between work, leisurely weekends at her family’s home in Southampton, and spending as much time as possible with her best friend, Sam, life couldn’t be better – until tragedy strikes. Coco’s beloved parents are killed in a terrorist attack while on vacation in France.  
Now devastated and alone, Coco must find a way to move forward and make her way in the world without the family she loved. Determined to forge her own path and make her parents proud, Coco pursues her dreams, dazzled by exciting opportunities that come her way. Her goals are to think outside the box – and always play by her own rules. As she finds herself drawn to charismatic, fascinating men, each relationship will teach Coco new lessons, some delightful, some painful. She will come to realize what matters, and how strong she truly is – and in the end, she will discover herself.
Genre: Audiobooks > Fiction > General Fiction



Download Instructions:
https://rapidgator.net/file/d269a4471a7 … s.rar.html
https://ouo.io/KgJWYe.